HomePath listings in Jefferson County Kentucky

 Check out the HomePath listings in Jefferson County Kentucky!

Let your clients know these properties are available. Some have special incentives! Select the property address to find out more information.

Click Link to View Property 7303 ETHAN ALLEN WAY
LOUISVILLE, KY 40272 

2.0 br, 1.0 ba | 1022 sq. ft.
MLS ID: 1485137

$23,500
Just Listed
Click Link to View Property 6415 RIVERDALE RD
LOUISVILLE, KY 40272 

3.0 br, 2.0 ba | 1757 sq. ft.
MLS ID: 1484903

$142,500
Just Listed
Click Link to View Property 218 S 43RD ST
LOUISVILLE, KY 40212 

3.0 br, 1.0 ba | 1750 sq. ft.
MLS ID: 1484446

$20,900
Just Listed
Click Link to View Property 9800 NATIONAL TPKE
FAIRDALE, KY 40118 

3.0 br, 1.0 ba | 1117 sq. ft.
MLS ID: 1485132

$34,900
Just Listed
Click Link to View Property 1526 LONGFIELD AVE
LOUISVILLE, KY 40215 

3.0 br, 1.0 ba | 1032 sq. ft.
MLS ID: 1484756

$37,500
Just Listed
Click Link to View Property 1783 BOLLING AVE
LOUISVILLE, KY 40210 

3.0 br, 2.0 ba | 1468 sq. ft.
MLS ID: 1484967

$37,500
Just Listed
Click Link to View Property 2118 BOLLING AVE
LOUISVILLE, KY 40210 

5.0 br, 1.0 ba | 1580 sq. ft.
MLS ID: 1484992

INCENTIVE AVAILABLE

$19,900
Price Reduced
Click Link to View Property 2304 DUMESNIL ST
LOUISVILLE, KY 40210 

3.0 br, 1.0 ba | 1031 sq. ft.
MLS ID: 1482559

INCENTIVE AVAILABLE

$14,900
Price Reduced
Click Link to View Property 5714 JANET LEE DR
LOUISVILLE, KY 40291 

3.0 br, 2.0 ba | 1427 sq. ft.
MLS ID: 1479451

$171,900
Active
Click Link to View Property 7826 PLEASURE WALK CIR
LOUISVILLE, KY 40258 

2.0 br, 2.0 ba | 1560 sq. ft.
MLS ID: 1483107

$97,500
Active
Click Link to View Property 2708 RALPH AVE
LOUISVILLE, KY 40216 

4.0 br, 2.0 ba | 1945 sq. ft.
MLS ID: 1482488

$122,500

http://www.emailmeform.com/builder/form/0bfJs9b6bK8TGoc6mQk9hIu
 
Joel Lobb (NMLS#57916)
Senior  Loan Officer
 
American Mortgage Solutions, Inc.
10602 Timberwood Circle Suite 3
Louisville, KY 40223
Company ID #1364 | MB73346
 


Text/call 502-905-3708
kentuckyloan@gmail.com

http://www.nmlsconsumeraccess.org/
Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant  Equal Opportunity Lender. NMLS#57916 http://www.nmlsconsumeraccess.org/
 
— Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower(s) qualification.
 
 
 2 percent interest rate, fixed for 30 years

 

Louisville Kentucky $10,000 Down Payment Assistance Grant for Home buyers in 2017

 

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$10,000 Down Payment Assistance Grant for 2017 Kentucky Home buyers HHF DAP

Hey everyone, KHC just released another $10,000 Down Payment Assistance Grant for 2017 Kentucky Home buyers for that’s available on a first come first serve basis!!! HHF DAP 2017 There is a… Source: $10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2017

https://kentuckymortgage.wordpress.com/…/10000-down-payment…

Hey everyone, KHC just released another $10,000 Down  Payment Assistance Grant for 2017 Kentucky Home buyers for  that’s available on a first come first…
KENTUCKYMORTGAGE.WORDPRESS.COM
Hey everyone, KHC just released another $10,000 Down  Payment Assistance Grant for 2017 Kentucky Home buyers for  that’s available on a first come first serve basis!!! HHF DAP 2017

 

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The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only.  The posted information does not guarantee approval, nor does it comprise full underwriting guidelines.  This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the views of my employer. Not all products or services mentioned on this site may fit all people

This website participates as an Equal Opportunity Lender. All rights Reserved.

Joel Lobb is a Licensed Mortgage Originator: NMLS #57916.
Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

Louisville Kentucky First Time Home Buyer 2017 Kentucky First Time Home Buyer Grant for $10,000 from Kentucky Housing

2017 Kentucky First Time Home Buyer Grant for $10,000 from Kentucky Housing Down Payment Assistance Program – Housing – Louisville Ky FHA Loan in Kentucky Kentucky State Loan Programs KHC Down payment Assistance Program Kentucky Housing KHC’s Homeownership Counseling Louisville First Time Buyer Mortgages Louisville First Time Buyers

 

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Louisville Kentucky Mortgage Rates

2017 Kentucky First Time Home Buyer Grant for $10,000 from Kentucky Housing
louisvillekentuckyfirsttimehomebuyer.com
A Kentucky Mortgage Blog for First Time Home Buyers in Kentucky

Give us a try or let us compare your options on your next mortgage transaction. Call me locally at 502-905-3708. Free Mortgage Pre-Qualifications same day on most applications.

Email me at kentuckyloan@gmail.com with your questions

I specialize in Kentucky FHA, VA ,USDA, KHC, Conventional and Jumbo mortgage loans. I am based out of Louisville Kentucky. For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance.

This website is not an government agency, and does
not officially represent the HUD, VA, USDA or FHA or any other government agency.

NMLS# 57916 http://www.nmlsconsumeraccess.org/

Joel Lobb Senior Loan Officer

American Mortgage Solutions, Inc.
10602 Timberwood Circle Suite 3
Louisville, KY 40223

phone: (502) 905-3708
Fax: (502) 327-9119
kentuckyloan@gmail.com

Company…

View original post 8 more words

$10,000 Down Payment Assistance Grant for 2017 Kentucky Home buyers HHF DAP

Hey everyone, KHC just released another $10,000 Down Payment Assistance Grant for 2017 Kentucky Home buyers for that’s available on a first come first serve basis!!! HHF DAP 2017 There is a… Source: $10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2017

https://kentuckymortgage.wordpress.com/…/10000-down-payment…

Hey everyone, KHC just released another $10,000 Down  Payment Assistance Grant for 2017 Kentucky Home buyers for  that’s available on a first come first…
KENTUCKYMORTGAGE.WORDPRESS.COM
Hey everyone, KHC just released another $10,000 Down  Payment Assistance Grant for 2017 Kentucky Home buyers for  that’s available on a first come first serve basis!!! HHF DAP 2017
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The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only.  The posted information does not guarantee approval, nor does it comprise full underwriting guidelines.  This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the views of my employer. Not all products or services mentioned on this site may fit all people

Kentucky FHA Mortgage Insurance Reduced for 2017

 FHA has Reduced Annual MIP!
FHA has reduced the annual MIP amount effective with Closing/Disbursement dates
on or later than January 27, 2017. Closing/Disbursement date is considered the later
of the signing date of the mortgage or the date of the disbursement of the loan
proceeds, as entered in FHA Connection.

HUD has announced a reduction of the annual Mortgage Insurance premiums per ML 2017-01, effective for all FHA loans DISBURSING on or AFTER January 27, 2017.
NOTE THAT ANY FHA LOAN DISBURSING PRIOR TO THIS DATE WILL NOT BE ELIGIBLE FOR THE REDUCED FHA MI PREMIUMS.


See below for the updated MIP rates:
MIP.PNG

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HOW DO YOU QUALIFY FOR AN FHA LOAN?
To qualify for an FHA Loan, you must meet the following standards:
• Have a 2 year history of employment. Long or short gaps between employments are
permissible. Will need to explain any gap of employment longer than 2 months.
• Must be a resident of the U.S., have a valid Social Security number and be of legal age (18
in most states) to sign a mortgage.
• Not be delinquent in any federal debt.
• Must have a front-end ratio (loan payment plus HOA fees, property taxes, mortgage
insurance, home insurance) that is typically 43% of your gross income.
• Must have a back-end ratio (loan plus all monthly debt) typically less than 50% of your gross
income.
• Have a minimum down payment of 3.5%.
• Have a credit score of at least 580.
• Have a property appraisal done by an FHA-approved appraiser.
• Property must meet specific standards at appraisal.
• It must be two years after you have lied for Chapter 7 bankruptcy and you must have reestablished
good credit. Exceptions might be made but it is up to the lender.
FHA mortgages are usually available to borrowers who previous property was foreclosed or
short-sold within the past three years. Exceptions might be made it the foreclosure occurred
because of extenuating circumstances, but please speak to the lender.
The private FHA mortgage loan lender may have other requirements.

WHAT TYPES OF FHA LOAN PROGRAMS ARE THERE?
Section 203(b): Can be used to finance from 1 to 4 housing units. Mortgage terms can be
changed to accommodate the borrower’s needs; it has a low down payment of 3.5% and there
are gift options for down payments that can be acceptable.
Section 234(c): A loan used for condominiums that has some credit requirements and rules.
Section 203(k): Allows the borrower to finance a repair or remodel up to four housing units
(depends on bank’s criteria). One mortgage loan will be used for the acquisition in addition to
upgrade of units. FHA Mortgage Consultants may be required on certain 203(k) loans.
HECM – Reverse Mortgages: Provides applicants only age 62 or older access to their
housing unit equities. Many payment methods are available, such as lump sum, installments,
line of credit or a mix of those three options.
FHA has developed new options such as the Streamlined Refinance and the “Make Home
Affordable Program” meant to help alter and refinance current mortgages. Details can be
provided by your FHA Mortgage lender.

 

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Louisville Kentucky FHA Mortgage Loan Guide
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New Kentucky FHA Mortgage rules starting…
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